Explores how public blockchains are disrupting traditional financial intermediation, enabling direct access to financial rails and forcing incumbents to react.
Introduces the OIL (Owner, Instrument, Ledger) schema, a clear method for diagramming payment flows in fintech, crypto, and traditional finance.
Explores the rise of gold-backed stablecoins like Tether Gold and HSBC Gold Token, analyzing their advantages over traditional gold investments.
A critical analysis of Plaid's security model, arguing its credential collection widget undermines decades of online banking security best practices.
A guide for engineering managers on making strategic hiring decisions to scale a tech team effectively, based on experience at a fintech company.
Safaricom is migrating M-PESA servers from Germany to Kenya, promising improved stability and faster transactions, while developers hope for better API access.
