Cbdc Blogs

Richard Gendal Brown

Richard Gendal Brown is a technologist, writer, and former CTO of R3 who explores the intersection of finance, blockchain, and distributed systems on his long-running blog gendal.me. Through clear, insightful essays, he breaks down how modern financial infrastructure really works — from settlement networks and payment rails to digital assets and central bank innovation. His writing bridges the gap between software engineering and financial theory, offering readers a rare mix of technical depth and real-world context. A must-read for anyone interested in how technology is reshaping money and the global financial system.